Finanzen

Geschäftskredit-Rechner

Estimate payments, total interest, and amortization for a business loan.

Unternehmensbewertung-Rechner

Estimate business value via revenue multiple, EBITDA, book value, or DCF.

Geschäftsbudget-Rechner

Roll up monthly income and expenses across categories.

Lohnkosten-Rechner

Fully-loaded labor cost including benefits and payroll taxes.

Mannstunden-Rechner

Total man-hours from workers × hours × days.

Verkaufsprovision-Rechner

Compute commission across flat, tiered, or base+commission structures.

Burn-Rate-Rechner

Monthly burn and cash runway from expenses and revenue.

Abwanderungsrate-Rechner

Customer and revenue churn with average customer lifetime.

Kundenakquisitionskosten

CAC plus LTV:CAC ratio for unit-economics sanity.

Konversionsrate-Rechner

Conversions ÷ visitors, with benchmarks and reverse mode.

Absprungrate-Rechner

Single-page sessions ÷ total sessions.

CTR-Rechner

Clicks ÷ impressions, with channel benchmarks.

CPM-Rechner

Solve any of CPM, cost, or impressions given the others.

CPC/CPM-Rechner

Clicks, impressions, and estimated conversions for an ad budget.

CPA-Rechner

Ad spend ÷ conversions.

ROAS-Rechner

Revenue ÷ ad spend, with break-even benchmark.

AdSense-Rechner

Estimate AdSense earnings from pageviews, CTR, and CPC.

YouTube-Geld-Rechner

Estimate YouTube earnings from views and RPM.

Werbeeinnahmen-Rechner

Monthly ad revenue from pageviews, RPM by niche, and fill rate.

Amortisationszeit-Rechner

Years to recover an investment from cash inflows.

Fluktuationsrate-Rechner

Employees lost ÷ employees at start.

Fluktuationsrate-Rechner-Turnover

Separations ÷ average headcount, with replacement cost.

Deckungsbeitrag-Rechner

Per-unit and total CM, with break-even units.

Wareneinsatz-Rechner

Cost of goods sold from beginning + purchases − ending inventory.

Durchschnittliche Fixkosten

Total fixed costs spread over quantity produced.

VZÄ-Rechner

Full-time equivalents from part-time hours.

FIFO-Rechner

COGS and ending inventory under FIFO accounting.

GMROI-Rechner

Gross margin return on inventory investment.

HHI-Rechner

Herfindahl-Hirschman Index from up to 8 market shares.

Startup-Kosten-Rechner

One-time + ongoing × runway months.

Mitarbeiterkosten-Rechner

Total annual employee cost: salary, benefits, payroll tax, overhead.

Umsatz-Run-Rate

Annualize revenue from a partial period.

Marktanteil-Rechner

Company revenue ÷ total market size.

Stückpreis-Rechner

Cost per unit, suggested retail, and bulk-discount table.

Kosten-pro-Lead-Rechner

Marketing spend ÷ leads, with channel benchmarks.

E-Mail-Öffnungsrate-Rechner

Open rate, click rate, and CTOR with benchmarks.

Bradford-Faktor-Rechner

HR absence-pattern score: S² × D.

Beratungshonorar-Rechner

Daily and hourly rate needed to hit a target take-home.

SaaS-LTV-Rechner

Lifetime value from ARPA, margin, and monthly churn.

SaaS-Metriken-Rechner

Net MRR churn, NRR, ARPU, ARR — the core SaaS dashboard.

Abverkaufsrate

Units sold ÷ units received.

Influencer-Tarif-Rechner

Estimate sponsored content rates by platform and following.

EVM-Rechner

SV, CV, SPI, CPI, EAC from PV, EV, AC.

EMV-Rechner

Probability-weighted decision outcomes across scenarios.

Zinseszins-Rechner

Future value with compounding and optional regular contributions.

Einfache-Zinsen-Rechner

Interest earned with no compounding, plus a compound comparison.

Zinssatz-Rechner

Solve for rate given principal, interest, and time.

Investitions-Rechner

Lump sum + monthly contributions projected forward.

CAGR-Rechner

Compound annual growth rate from beginning and ending values.

NPV-Rechner

Net present value across up to 8 cash-flow years.

IRR-Rechner

Internal rate of return via Newton-Raphson iteration.

Barwert-Rechner

Discount a future value back to today.

Endwert-Rechner

Grow a present amount forward, with or without contributions.

APY-Rechner

Convert APR to APY at any compounding frequency.

Effektiver-Jahreszins-Rechner

Back-solve APR from a loan amount, payment, and term.

Rendite-Rechner

Simple and annualized return with optional income.

Zinseszins-Wachstum-Rechner

Generalized compound growth for any metric (users, revenue, etc.).

Stetige Verzinsung

A = P × eʳᵗ — the limit of frequent compounding.

DCF-Rechner

Enterprise value from FCFs, terminal growth, and WACC.

Diskontsatz-Rechner

Solve for the rate that bridges PV and FV.

EAR-Rechner

Convert a nominal rate to EAR.

Kostenquote-Rechner

Dollar cost of fund fees over time.

Haltedauer-Rendite

Total return including income over a holding period.

Opportunitätskosten-Rechner

Difference in future value between two investment options.

Festgeld-Rechner

Maturity value of a CD with chosen APY and term.

72er-Regel-Rechner

Doubling time from a rate, or required rate from a doubling time.

Annualisierte Rendite

Convert a holding-period return to an annualized rate.

Wertsteigerung-Rechner

Total and annual appreciation, with optional real-value adjustment.

Basispunkt-Rechner

Convert between basis points and percentages.

Sharpe-Ratio-Rechner

Risk-adjusted return: excess return ÷ standard deviation.

Zeitwert des Geldes

Solve for PV, FV, rate, periods, or payment given the other four.

Krypto-Gewinn-Rechner

Profit/loss including buy and sell fees.

Bitcoin-Gewinn-Rechner

Profit/loss for a Bitcoin trade with fees.

Sparplan-Rechner

DCA outcomes at fixed or varying prices.

Inflationsbereinigte Rendite

Real (post-inflation) return using the Fisher equation.

Portfolio-Rendite-Rechner

Weighted average return across up to 6 holdings.

DRIP-Rechner

Project portfolio growth from dividend reinvestment.

Aktien-Rechner

Profit, ROI, and break-even for a stock trade with commissions.

Aktien-Durchschnitt-Rechner

Weighted average cost from up to 5 purchase lots.

Aktiensplit-Rechner

New share count and adjusted price after a split.

Dividenden-Rechner

Annual dividend income (before and after tax) plus yield on cost.

Dividendenrendite-Rechner

Yield = annual dividend ÷ price, with optional forward yield.

Dividendenausschüttungsquote

Dividends ÷ earnings — sustainability check.

EPS-Rechner

Basic and diluted earnings per share.

KGV-Rechner

Price-to-earnings ratio with earnings yield.

Marktkapitalisierung-Rechner

Shares × price, with size classification.

CAPM-Rechner

Required return from risk-free rate, beta, and market return.

WACC-Rechner

Weighted average cost of capital from equity, debt, and tax rate.

Eigenkapitalrendite-Rechner

Net income ÷ equity, with optional DuPont breakdown.

Gesamtkapitalrendite-Rechner

Net income ÷ total assets.

Graham-Zahl-Rechner

Benjamin Graham's fair-value estimate for a defensive investor.

Innerer-Wert-Rechner

Fair-value estimates via DDM, Graham, or P/E methods.

Anleihenkurs-Rechner

Price = PV of coupons + PV of face value.

Anleihenrendite-Rechner

YTM and current yield from price, face, coupon, and maturity.

Anleihe-Endfälligkeitsrendite-Rechner

Yield to maturity and yield to call.

Kuponzins-Rechner

Coupon rate from annual payment and face value.

Verschuldungsgrad-Rechner

Total liabilities ÷ shareholders' equity.

Zinsdeckungsgrad

EBIT ÷ interest expense.

Quick-Ratio-Rechner

Liquid assets ÷ current liabilities.

Black-Scholes-Rechner

Call/put prices and Greeks for European options.

Call-Option-Rechner

Break-even and payoff for a long call at various stock prices.

Margin-Call-Rechner

Price at which a maintenance margin call is triggered.

Umsatzsteuer-Rechner

Add tax to a price or remove it from a tax-inclusive total.

Mehrwertsteuer-Rechner

Add or remove VAT at any rate.

Einkommensteuer-Rechner

Bracket-by-bracket tax on US federal income.

Kapitalertragsteuer-Rechner

Short-term vs long-term capital gains tax with NIIT.

Gehalts-Rechner

Convert salary across hourly, weekly, monthly, and annual.

Brutto-Netto-Rechner

Net take-home pay after federal, state, FICA, and deductions.

Netto-Brutto-Rechner

Required gross for a target take-home.

Gehaltserhöhung-Rechner

New salary, change, and 5-year earnings impact.

Abrechenbare-Stunden-Rechner

Utilization and revenue from billable vs total hours.

Überstunden-1,5-Rechner

Regular plus overtime pay at 1.5× or 2×.

Lotteriegewinn-Steuer-Rechner

Lump sum vs annuity after federal and state tax.

Hauskauf-Erschwinglichkeit-Rechner

How much house you can afford under 28/36 DTI rules.

Hypothekentilgung

Monthly payment plus full amortization summary.

Hypotheken-Refinanzierung

Monthly savings and break-even months from refinancing.

LTV-Rechner

LTV ratio and PMI threshold.

PMI-Rechner

Monthly PMI and the month it drops off.

Cap-Rate-Rechner

NOI ÷ property value.

Mietobjekt-Rechner

Cash flow, cap rate, cash-on-cash return.

Mieten-oder-Kaufen-Rechner

Net worth comparison over a horizon.

Abschlusskosten-Rechner

Buyer or seller closing cost range with line items.

Sparrechner

Future savings balance with regular contributions.

Sparziel-Rechner

Monthly amount needed to hit a savings target by a date.

Notgroschen-Rechner

Target fund size from monthly essentials.

Autokredit-Rechner

Vehicle financing monthly payment and true cost.

FIRE-Rechner

Years to financial independence at a safe withdrawal rate.

50-30-20-Regel-Rechner

Allocate take-home pay across needs, wants, and savings.

Schuldenschneeball-Rechner

Pay off smallest balances first; roll payments forward.

Schuldenlawine-Rechner

Pay off highest interest rate first — mathematically optimal.

Kreditkarten-Tilgung

Months to pay off + total interest at a fixed payment.

Rentenrechner

Nest egg target plus how long it lasts.

401(k)-Rechner

Future 401(k) balance including employer match.

Roth-IRA-Rechner

Compare tax-free Roth growth vs Traditional tax-deferred.

Kredit-Rechner

Standard amortizing loan: payment, interest, total.

Tilgungsplan-Rechner

Loan payoff with optional extra payments.

Studienkredit-Rechner

Standard, extended, and income-driven plan comparison.

Schulden-Einkommen-Verhältnis

Front-end and back-end DTI ratios with lender thresholds.

Margen-Rechner

Margin and markup from cost and selling price.

Aufschlag-Rechner

Selling price from cost + markup percentage.

Prozentrabatt-Rechner

Discount amount and final price.

Provisions-Rechner

Commission earned on sales — flat or tiered.

PayPal-Gebühren-Rechner

Net amount received after PayPal fees.

Etsy-Gebühren-Rechner

Listing, transaction, and processing fees on an Etsy sale.

Amazon-FBA-Rechner

Referral + fulfillment fees on an Amazon FBA sale.

Stripe-Gebühren-Rechner

Net received after Stripe processing fees.

Gewinn-pro-Artikel-Rechner

Net profit per sale after all costs and fees.

EBITDA-Rechner

Earnings before interest, taxes, depreciation, and amortization.

Bruttomarge-Rechner

Gross profit and margin from revenue and COGS.

Abschreibungs-Rechner

Straight-line, double-declining, or sum-of-years depreciation.

Working-Capital-Rechner

Current assets minus current liabilities.

Lagerumschlag-Rechner

COGS ÷ average inventory; days of inventory.

Grenzkosten-Rechner

Cost of producing one additional unit.

EOQ-Rechner

Optimal order size that minimizes inventory cost.

Preiselastizität der Nachfrage

%ΔQ ÷ %ΔP — how sensitive demand is to price.

Free-Cashflow-Rechner

FCF = operating cash flow − capital expenditures.

Umsatzwachstum-Rechner

Period-over-period growth (QoQ, YoY, MoM).

Inflations-Rechner

Adjust a dollar amount across years using CPI.

BIP-Rechner

GDP = C + I + G + (X − M).

Arbeitslosen-Rechner

Unemployed ÷ labor force × 100.

VPI-Inflations-Rechner

Compute a CPI from basket costs, plus the period inflation rate.

Zinseszins-Wachstumsrate

Annualized growth rate between two endpoints.

Geldschöpfungsmultiplikator-Rechner

1 ÷ reserve ratio — banking money creation.

Realzins-Rechner

Fisher equation: real = (1+nominal)/(1+inflation) − 1.

Taylor-Regel-Rechner

Suggested fed funds rate from inflation and output gap.

Trump-Zoll-Rechner

Tariff owed and consumer pass-through estimate.

EMI-Rechner

Equated Monthly Installment for any loan.

SIP-Rechner

Future value of a Systematic Investment Plan.

PPF-Rechner

Maturity value of a Public Provident Fund account.

UK-Steuer-Rechner

Income tax, National Insurance, and net take-home for England/Wales/NI.

Stempelsteuer UK

Stamp duty for first-time buyers, home movers, and additional properties.

Zakat-Rechner

2.5% Zakat on zakatable wealth above nisab.

Cross-Wechselkurs

Derive A/C from A/B and B/C rates.

Fibonacci-Retracement

Standard Fibonacci support/resistance levels.

VA-Behinderung-Rechner

VA 'whole person' combined rating across multiple conditions.

NPS-Rechner

Corpus, lump sum, and monthly pension at retirement.

RMD-Rechner

Annual minimum withdrawal from IRA / 401(k).

Geld-Zähler-Rechner

Total cash from bill and coin denominations.