Finanzas
- Business Planning
Calculadora de Préstamo Empresarial
Estimate payments, total interest, and amortization for a business loan.
- Business Planning
Calculadora de Valoración de Empresa
Estimate business value via revenue multiple, EBITDA, book value, or DCF.
- Business Planning
Calculadora de Presupuesto Empresarial
Roll up monthly income and expenses across categories.
- Business Planning
Calculadora de Costo Laboral
Fully-loaded labor cost including benefits and payroll taxes.
- Business Planning
Calculadora de Horas-Hombre
Total man-hours from workers × hours × days.
- Business Planning
Calculadora de Comisión de Ventas
Compute commission across flat, tiered, or base+commission structures.
- Business Planning
Calculadora de Burn Rate
Monthly burn and cash runway from expenses and revenue.
- Business Planning
Calculadora de Tasa de Abandono
Customer and revenue churn with average customer lifetime.
- Business Planning
Costo de Adquisición de Cliente
CAC plus LTV:CAC ratio for unit-economics sanity.
- Business Planning
Calculadora de Tasa de Conversión
Conversions ÷ visitors, with benchmarks and reverse mode.
- Business Planning
Calculadora de Tasa de Rebote
Single-page sessions ÷ total sessions.
- Business Planning
Calculadora CTR
Clicks ÷ impressions, with channel benchmarks.
- Business Planning
Calculadora CPM
Solve any of CPM, cost, or impressions given the others.
- Business Planning
Calculadora CPC/CPM
Clicks, impressions, and estimated conversions for an ad budget.
- Business Planning
Calculadora CPA
Ad spend ÷ conversions.
- Business Planning
Calculadora ROAS
Revenue ÷ ad spend, with break-even benchmark.
- Business Planning
Calculadora de AdSense
Estimate AdSense earnings from pageviews, CTR, and CPC.
- Business Planning
Calculadora de Dinero en YouTube
Estimate YouTube earnings from views and RPM.
- Business Planning
Calculadora de Ingresos por Anuncios
Monthly ad revenue from pageviews, RPM by niche, and fill rate.
- Business Planning
Calculadora de Período de Recuperación
Years to recover an investment from cash inflows.
- Business Planning
Calculadora de Tasa de Deserción
Employees lost ÷ employees at start.
- Business Planning
Calculadora de Tasa de Rotación
Separations ÷ average headcount, with replacement cost.
- Business Planning
Calculadora de Margen de Contribución
Per-unit and total CM, with break-even units.
- Business Planning
Calculadora de COGS
Cost of goods sold from beginning + purchases − ending inventory.
- Business Planning
Costo Fijo Promedio
Total fixed costs spread over quantity produced.
- Business Planning
Calculadora de FTE
Full-time equivalents from part-time hours.
- Business Planning
Calculadora FIFO
COGS and ending inventory under FIFO accounting.
- Business Planning
Calculadora GMROI
Gross margin return on inventory investment.
- Business Planning
Calculadora HHI
Herfindahl-Hirschman Index from up to 8 market shares.
- Business Planning
Calculadora de Costos de Inicio
One-time + ongoing × runway months.
- Business Planning
Calculadora de Costo de Empleado
Total annual employee cost: salary, benefits, payroll tax, overhead.
- Business Planning
Tasa de Ingresos Anualizada
Annualize revenue from a partial period.
- Business Planning
Calculadora de Cuota de Mercado
Company revenue ÷ total market size.
- Business Planning
Calculadora de Precio Unitario
Cost per unit, suggested retail, and bulk-discount table.
- Business Planning
Calculadora de Costo por Lead
Marketing spend ÷ leads, with channel benchmarks.
- Business Planning
Calculadora de Tasa de Apertura de Email
Open rate, click rate, and CTOR with benchmarks.
- Business Planning
Calculadora del Factor Bradford
HR absence-pattern score: S² × D.
- Business Planning
Calculadora de Tarifas de Consultoría
Daily and hourly rate needed to hit a target take-home.
- Business Planning
Calculadora LTV SaaS
Lifetime value from ARPA, margin, and monthly churn.
- Business Planning
Calculadora de Métricas SaaS
Net MRR churn, NRR, ARPU, ARR — the core SaaS dashboard.
- Business Planning
Tasa de Venta Directa
Units sold ÷ units received.
- Business Planning
Calculadora de Tarifa de Influencer
Estimate sponsored content rates by platform and following.
- Business Planning
Calculadora EVM
SV, CV, SPI, CPI, EAC from PV, EV, AC.
- Business Planning
Calculadora EMV
Probability-weighted decision outcomes across scenarios.
- Investments
Calculadora de Interés Compuesto
Future value with compounding and optional regular contributions.
- Investments
Calculadora de Interés Simple
Interest earned with no compounding, plus a compound comparison.
- Investments
Calculadora de Tasa de Interés
Solve for rate given principal, interest, and time.
- Investments
Calculadora de Inversión
Lump sum + monthly contributions projected forward.
- Investments
Calculadora CAGR
Compound annual growth rate from beginning and ending values.
- Investments
Calculadora de VAN
Net present value across up to 8 cash-flow years.
- Investments
Calculadora de TIR
Internal rate of return via Newton-Raphson iteration.
- Investments
Calculadora de Valor Presente
Discount a future value back to today.
- Investments
Calculadora de Valor Futuro
Grow a present amount forward, with or without contributions.
- Investments
Calculadora APY
Convert APR to APY at any compounding frequency.
- Investments
Calculadora APR
Back-solve APR from a loan amount, payment, and term.
- Investments
Calculadora de Tasa de Retorno
Simple and annualized return with optional income.
- Investments
Calculadora de Crecimiento Compuesto
Generalized compound growth for any metric (users, revenue, etc.).
- Investments
Interés Compuesto Continuo
A = P × eʳᵗ — the limit of frequent compounding.
- Investments
Calculadora DCF
Enterprise value from FCFs, terminal growth, and WACC.
- Investments
Calculadora de Tasa de Descuento
Solve for the rate that bridges PV and FV.
- Investments
Calculadora EAR
Convert a nominal rate to EAR.
- Investments
Calculadora de Ratio de Gastos
Dollar cost of fund fees over time.
- Investments
Retorno del Período de Tenencia
Total return including income over a holding period.
- Investments
Calculadora de Costo de Oportunidad
Difference in future value between two investment options.
- Investments
Calculadora de Certificado de Depósito
Maturity value of a CD with chosen APY and term.
- Investments
Calculadora de la Regla del 72
Doubling time from a rate, or required rate from a doubling time.
- Investments
Tasa de Retorno Anualizada
Convert a holding-period return to an annualized rate.
- Investments
Calculadora de Apreciación
Total and annual appreciation, with optional real-value adjustment.
- Investments
Calculadora de Puntos Básicos
Convert between basis points and percentages.
- Investments
Calculadora de Ratio de Sharpe
Risk-adjusted return: excess return ÷ standard deviation.
- Investments
Valor Temporal del Dinero
Solve for PV, FV, rate, periods, or payment given the other four.
- Investments
Calculadora de Ganancias Cripto
Profit/loss including buy and sell fees.
- Investments
Calculadora de Ganancias de Bitcoin
Profit/loss for a Bitcoin trade with fees.
- Investments
Promedio del Costo del Dólar
DCA outcomes at fixed or varying prices.
- Investments
Retorno Ajustado a la Inflación
Real (post-inflation) return using the Fisher equation.
- Investments
Calculadora de Retorno de Cartera
Weighted average return across up to 6 holdings.
- Investments
Calculadora DRIP
Project portfolio growth from dividend reinvestment.
- Equity
Calculadora de Acciones
Profit, ROI, and break-even for a stock trade with commissions.
- Equity
Calculadora de Promedio de Acciones
Weighted average cost from up to 5 purchase lots.
- Equity
Calculadora de División de Acciones
New share count and adjusted price after a split.
- Equity
Calculadora de Dividendos
Annual dividend income (before and after tax) plus yield on cost.
- Equity
Calculadora de Rendimiento de Dividendos
Yield = annual dividend ÷ price, with optional forward yield.
- Equity
Ratio de Pago de Dividendos
Dividends ÷ earnings — sustainability check.
- Equity
Calculadora de BPA
Basic and diluted earnings per share.
- Equity
Calculadora de Ratio P/E
Price-to-earnings ratio with earnings yield.
- Equity
Calculadora de Capitalización de Mercado
Shares × price, with size classification.
- Equity
Calculadora CAPM
Required return from risk-free rate, beta, and market return.
- Equity
Calculadora WACC
Weighted average cost of capital from equity, debt, and tax rate.
- Equity
Calculadora ROE
Net income ÷ equity, with optional DuPont breakdown.
- Equity
Calculadora ROA
Net income ÷ total assets.
- Equity
Calculadora del Número de Graham
Benjamin Graham's fair-value estimate for a defensive investor.
- Equity
Calculadora de Valor Intrínseco
Fair-value estimates via DDM, Graham, or P/E methods.
- Debt Investments
Calculadora de Precio de Bono
Price = PV of coupons + PV of face value.
- Debt Investments
Calculadora de Rendimiento de Bono
YTM and current yield from price, face, coupon, and maturity.
- Debt Investments
Calculadora YTM de Bono
Yield to maturity and yield to call.
- Debt Investments
Calculadora de Tasa de Cupón
Coupon rate from annual payment and face value.
- Debt Investments
Calculadora de Deuda sobre Capital
Total liabilities ÷ shareholders' equity.
- Debt Investments
Ratio de Cobertura de Intereses
EBIT ÷ interest expense.
- Debt Investments
Calculadora de Ratio Rápido
Liquid assets ÷ current liabilities.
- Derivatives
Calculadora Black-Scholes
Call/put prices and Greeks for European options.
- Derivatives
Calculadora de Opción de Compra
Break-even and payoff for a long call at various stock prices.
- Derivatives
Calculadora de Llamada de Margen
Price at which a maintenance margin call is triggered.
- Tax & Salary
Calculadora de Impuesto sobre Ventas
Add tax to a price or remove it from a tax-inclusive total.
- Tax & Salary
Calculadora de IVA
Add or remove VAT at any rate.
- Tax & Salary
Calculadora de Impuesto sobre la Renta
Bracket-by-bracket tax on US federal income.
- Tax & Salary
Calculadora de Impuesto sobre Ganancias de Capital
Short-term vs long-term capital gains tax with NIIT.
- Tax & Salary
Calculadora de Salario
Convert salary across hourly, weekly, monthly, and annual.
- Tax & Salary
Calculadora de Bruto a Neto
Net take-home pay after federal, state, FICA, and deductions.
- Tax & Salary
Calculadora de Neto a Bruto
Required gross for a target take-home.
- Tax & Salary
Calculadora de Aumento de Salario
New salary, change, and 5-year earnings impact.
- Tax & Salary
Calculadora de Horas Facturables
Utilization and revenue from billable vs total hours.
- Tax & Salary
Calculadora de Tiempo y Medio
Regular plus overtime pay at 1.5× or 2×.
- Tax & Salary
Calculadora de Impuesto de Lotería
Lump sum vs annuity after federal and state tax.
- Mortgage & Real Estate
Calculadora de Asequibilidad de Vivienda
How much house you can afford under 28/36 DTI rules.
- Mortgage & Real Estate
Amortización Hipotecaria
Monthly payment plus full amortization summary.
- Mortgage & Real Estate
Refinanciación Hipotecaria
Monthly savings and break-even months from refinancing.
- Mortgage & Real Estate
Calculadora LTV
LTV ratio and PMI threshold.
- Mortgage & Real Estate
Calculadora PMI
Monthly PMI and the month it drops off.
- Mortgage & Real Estate
Calculadora de Cap Rate
NOI ÷ property value.
- Mortgage & Real Estate
Calculadora de Propiedad de Alquiler
Cash flow, cap rate, cash-on-cash return.
- Mortgage & Real Estate
Calculadora Alquilar o Comprar
Net worth comparison over a horizon.
- Mortgage & Real Estate
Calculadora de Costos de Cierre
Buyer or seller closing cost range with line items.
- Personal Finance
Calculadora de Ahorros
Future savings balance with regular contributions.
- Personal Finance
Calculadora de Meta de Ahorro
Monthly amount needed to hit a savings target by a date.
- Personal Finance
Calculadora de Fondo de Emergencia
Target fund size from monthly essentials.
- Personal Finance
Calculadora de Préstamo Automotriz
Vehicle financing monthly payment and true cost.
- Personal Finance
Calculadora FIRE
Years to financial independence at a safe withdrawal rate.
- Personal Finance
Calculadora de la Regla 50-30-20
Allocate take-home pay across needs, wants, and savings.
- Debt Management
Calculadora de Bola de Nieve de Deuda
Pay off smallest balances first; roll payments forward.
- Debt Management
Calculadora Avalancha de Deuda
Pay off highest interest rate first — mathematically optimal.
- Debt Management
Pago de Tarjeta de Crédito
Months to pay off + total interest at a fixed payment.
- Personal Finance
Calculadora de Jubilación
Nest egg target plus how long it lasts.
- Personal Finance
Calculadora 401(k)
Future 401(k) balance including employer match.
- Personal Finance
Calculadora Roth IRA
Compare tax-free Roth growth vs Traditional tax-deferred.
- Debt Management
Calculadora de Préstamos
Standard amortizing loan: payment, interest, total.
- Debt Management
Calculadora de Amortización
Loan payoff with optional extra payments.
- Debt Management
Calculadora de Préstamo Estudiantil
Standard, extended, and income-driven plan comparison.
- Debt Management
Ratio Deuda/Ingresos
Front-end and back-end DTI ratios with lender thresholds.
- Sales
Calculadora de Margen
Margin and markup from cost and selling price.
- Sales
Calculadora de Recargo
Selling price from cost + markup percentage.
- Sales
Calculadora de Descuento Porcentual
Discount amount and final price.
- Sales
Calculadora de Comisión
Commission earned on sales — flat or tiered.
- Sales
Calculadora de Comisión PayPal
Net amount received after PayPal fees.
- Sales
Calculadora de Comisión Etsy
Listing, transaction, and processing fees on an Etsy sale.
- Sales
Calculadora de Amazon FBA
Referral + fulfillment fees on an Amazon FBA sale.
- Sales
Calculadora de Comisión Stripe
Net received after Stripe processing fees.
- Sales
Calculadora de Ganancia por Artículo
Net profit per sale after all costs and fees.
- Microeconomics
Calculadora EBITDA
Earnings before interest, taxes, depreciation, and amortization.
- Microeconomics
Calculadora de Margen Bruto
Gross profit and margin from revenue and COGS.
- Microeconomics
Calculadora de Depreciación
Straight-line, double-declining, or sum-of-years depreciation.
- Microeconomics
Calculadora de Capital de Trabajo
Current assets minus current liabilities.
- Microeconomics
Calculadora de Rotación de Inventario
COGS ÷ average inventory; days of inventory.
- Microeconomics
Calculadora de Costo Marginal
Cost of producing one additional unit.
- Microeconomics
Calculadora EOQ
Optimal order size that minimizes inventory cost.
- Microeconomics
Elasticidad Precio de la Demanda
%ΔQ ÷ %ΔP — how sensitive demand is to price.
- Microeconomics
Calculadora de Flujo de Caja Libre
FCF = operating cash flow − capital expenditures.
- Microeconomics
Calculadora de Crecimiento de Ingresos
Period-over-period growth (QoQ, YoY, MoM).
- Macroeconomics
Calculadora de Inflación
Adjust a dollar amount across years using CPI.
- Macroeconomics
Calculadora de PIB
GDP = C + I + G + (X − M).
- Macroeconomics
Calculadora de Desempleo
Unemployed ÷ labor force × 100.
- Macroeconomics
Calculadora de Inflación IPC
Compute a CPI from basket costs, plus the period inflation rate.
- Macroeconomics
Tasa de Crecimiento Compuesto
Annualized growth rate between two endpoints.
- Macroeconomics
Calculadora del Multiplicador Monetario
1 ÷ reserve ratio — banking money creation.
- Macroeconomics
Calculadora de Tasa de Interés Real
Fisher equation: real = (1+nominal)/(1+inflation) − 1.
- Macroeconomics
Calculadora de la Regla de Taylor
Suggested fed funds rate from inflation and output gap.
- Macroeconomics
Calculadora de Aranceles de Trump
Tariff owed and consumer pass-through estimate.
- UK & India Finance
Calculadora de EMI
Equated Monthly Installment for any loan.
- UK & India Finance
Calculadora SIP
Future value of a Systematic Investment Plan.
- UK & India Finance
Calculadora PPF
Maturity value of a Public Provident Fund account.
- UK & India Finance
Calculadora de Impuestos del Reino Unido
Income tax, National Insurance, and net take-home for England/Wales/NI.
- UK & India Finance
Impuesto de Timbre del Reino Unido
Stamp duty for first-time buyers, home movers, and additional properties.
- UK & India Finance
Calculadora de Zakat
2.5% Zakat on zakatable wealth above nisab.
- Misc Finance
Tipo de Cambio Cruzado
Derive A/C from A/B and B/C rates.
- Misc Finance
Retroceso de Fibonacci
Standard Fibonacci support/resistance levels.
- Misc Finance
Calculadora de Discapacidad VA
VA 'whole person' combined rating across multiple conditions.
- Misc Finance
Calculadora NPS
Corpus, lump sum, and monthly pension at retirement.
- Misc Finance
Calculadora RMD
Annual minimum withdrawal from IRA / 401(k).
- Misc Finance
Calculadora Contadora de Dinero
Total cash from bill and coin denominations.