Finanza

Calcolatore Prestito Aziendale

Estimate payments, total interest, and amortization for a business loan.

Calcolatore Valutazione Aziendale

Estimate business value via revenue multiple, EBITDA, book value, or DCF.

Calcolatore Budget Aziendale

Roll up monthly income and expenses across categories.

Calcolatore Costo del Lavoro

Fully-loaded labor cost including benefits and payroll taxes.

Calcolatore Ore-Uomo

Total man-hours from workers × hours × days.

Calcolatore Commissione Vendite

Compute commission across flat, tiered, or base+commission structures.

Calcolatore Burn Rate

Monthly burn and cash runway from expenses and revenue.

Calcolatore Tasso di Abbandono

Customer and revenue churn with average customer lifetime.

Costo di Acquisizione Cliente

CAC plus LTV:CAC ratio for unit-economics sanity.

Calcolatore Tasso di Conversione

Conversions ÷ visitors, with benchmarks and reverse mode.

Calcolatore Frequenza di Rimbalzo

Single-page sessions ÷ total sessions.

Calcolatore CTR

Clicks ÷ impressions, with channel benchmarks.

Calcolatore CPM

Solve any of CPM, cost, or impressions given the others.

Calcolatore CPC/CPM

Clicks, impressions, and estimated conversions for an ad budget.

Calcolatore CPA

Ad spend ÷ conversions.

Calcolatore ROAS

Revenue ÷ ad spend, with break-even benchmark.

Calcolatore AdSense

Estimate AdSense earnings from pageviews, CTR, and CPC.

Calcolatore Guadagni YouTube

Estimate YouTube earnings from views and RPM.

Calcolatore Entrate Pubblicitarie Sito Web

Monthly ad revenue from pageviews, RPM by niche, and fill rate.

Calcolatore Periodo di Payback

Years to recover an investment from cash inflows.

Calcolatore Tasso di Attrito

Employees lost ÷ employees at start.

Calcolatore Tasso di Turnover

Separations ÷ average headcount, with replacement cost.

Calcolatore Margine di Contribuzione

Per-unit and total CM, with break-even units.

Calcolatore Costo del Venduto

Cost of goods sold from beginning + purchases − ending inventory.

Costo Fisso Medio

Total fixed costs spread over quantity produced.

Calcolatore FTE

Full-time equivalents from part-time hours.

Calcolatore FIFO

COGS and ending inventory under FIFO accounting.

Calcolatore GMROI

Gross margin return on inventory investment.

Calcolatore HHI

Herfindahl-Hirschman Index from up to 8 market shares.

Calcolatore Costi di Avvio

One-time + ongoing × runway months.

Calcolatore Costo Dipendente

Total annual employee cost: salary, benefits, payroll tax, overhead.

Run Rate dei Ricavi

Annualize revenue from a partial period.

Calcolatore Quota di Mercato

Company revenue ÷ total market size.

Calcolatore Prezzo Unitario

Cost per unit, suggested retail, and bulk-discount table.

Calcolatore Costo per Lead

Marketing spend ÷ leads, with channel benchmarks.

Calcolatore Tasso di Apertura Email

Open rate, click rate, and CTOR with benchmarks.

Calcolatore Fattore Bradford

HR absence-pattern score: S² × D.

Calcolatore Tariffe Consulenza

Daily and hourly rate needed to hit a target take-home.

Calcolatore LTV SaaS

Lifetime value from ARPA, margin, and monthly churn.

Calcolatore Metriche SaaS

Net MRR churn, NRR, ARPU, ARR — the core SaaS dashboard.

Tasso di Vendita

Units sold ÷ units received.

Calcolatore Tariffa Influencer

Estimate sponsored content rates by platform and following.

Calcolatore EVM

SV, CV, SPI, CPI, EAC from PV, EV, AC.

Calcolatore EMV

Probability-weighted decision outcomes across scenarios.

Calcolatore Interesse Composto

Future value with compounding and optional regular contributions.

Calcolatore Interesse Semplice

Interest earned with no compounding, plus a compound comparison.

Calcolatore Tasso di Interesse

Solve for rate given principal, interest, and time.

Calcolatore di Investimento

Lump sum + monthly contributions projected forward.

Calcolatore CAGR

Compound annual growth rate from beginning and ending values.

Calcolatore VAN

Net present value across up to 8 cash-flow years.

Calcolatore TIR

Internal rate of return via Newton-Raphson iteration.

Calcolatore Valore Attuale

Discount a future value back to today.

Calcolatore Valore Futuro

Grow a present amount forward, with or without contributions.

Calcolatore APY

Convert APR to APY at any compounding frequency.

Calcolatore TAEG

Back-solve APR from a loan amount, payment, and term.

Calcolatore Tasso di Rendimento

Simple and annualized return with optional income.

Calcolatore Crescita Composta

Generalized compound growth for any metric (users, revenue, etc.).

Interesse Composto Continuo

A = P × eʳᵗ — the limit of frequent compounding.

Calcolatore DCF

Enterprise value from FCFs, terminal growth, and WACC.

Calcolatore Tasso di Sconto

Solve for the rate that bridges PV and FV.

Calcolatore EAR

Convert a nominal rate to EAR.

Calcolatore Rapporto Spese

Dollar cost of fund fees over time.

Rendimento Periodo di Detenzione

Total return including income over a holding period.

Calcolatore Costo Opportunità

Difference in future value between two investment options.

Calcolatore Certificato di Deposito

Maturity value of a CD with chosen APY and term.

Calcolatore della Regola del 72

Doubling time from a rate, or required rate from a doubling time.

Rendimento Annualizzato

Convert a holding-period return to an annualized rate.

Calcolatore Apprezzamento

Total and annual appreciation, with optional real-value adjustment.

Calcolatore Punti Base

Convert between basis points and percentages.

Calcolatore Indice di Sharpe

Risk-adjusted return: excess return ÷ standard deviation.

Valore Temporale del Denaro

Solve for PV, FV, rate, periods, or payment given the other four.

Calcolatore Profitto Cripto

Profit/loss including buy and sell fees.

Calcolatore Profitto Bitcoin

Profit/loss for a Bitcoin trade with fees.

Piano di Accumulo

DCA outcomes at fixed or varying prices.

Rendimento Aggiustato per l'Inflazione

Real (post-inflation) return using the Fisher equation.

Calcolatore Rendimento Portafoglio

Weighted average return across up to 6 holdings.

Calcolatore DRIP

Project portfolio growth from dividend reinvestment.

Calcolatore Azioni

Profit, ROI, and break-even for a stock trade with commissions.

Calcolatore Media Azioni

Weighted average cost from up to 5 purchase lots.

Calcolatore Frazionamento Azioni

New share count and adjusted price after a split.

Calcolatore Dividendi

Annual dividend income (before and after tax) plus yield on cost.

Calcolatore Rendimento Dividendo

Yield = annual dividend ÷ price, with optional forward yield.

Payout Ratio dei Dividendi

Dividends ÷ earnings — sustainability check.

Calcolatore EPS

Basic and diluted earnings per share.

Calcolatore Rapporto P/E

Price-to-earnings ratio with earnings yield.

Calcolatore Capitalizzazione di Mercato

Shares × price, with size classification.

Calcolatore CAPM

Required return from risk-free rate, beta, and market return.

Calcolatore WACC

Weighted average cost of capital from equity, debt, and tax rate.

Calcolatore ROE

Net income ÷ equity, with optional DuPont breakdown.

Calcolatore ROA

Net income ÷ total assets.

Calcolatore Numero di Graham

Benjamin Graham's fair-value estimate for a defensive investor.

Calcolatore Valore Intrinseco

Fair-value estimates via DDM, Graham, or P/E methods.

Calcolatore Prezzo Obbligazione

Price = PV of coupons + PV of face value.

Calcolatore Rendimento Obbligazione

YTM and current yield from price, face, coupon, and maturity.

Calcolatore YTM Obbligazione

Yield to maturity and yield to call.

Calcolatore Tasso Cedola

Coupon rate from annual payment and face value.

Calcolatore Rapporto Debito/Patrimonio

Total liabilities ÷ shareholders' equity.

Indice di Copertura degli Interessi

EBIT ÷ interest expense.

Calcolatore Quick Ratio

Liquid assets ÷ current liabilities.

Calcolatore Black-Scholes

Call/put prices and Greeks for European options.

Calcolatore Opzione Call

Break-even and payoff for a long call at various stock prices.

Calcolatore Margin Call

Price at which a maintenance margin call is triggered.

Calcolatore Imposta sulle Vendite

Add tax to a price or remove it from a tax-inclusive total.

Calcolatore IVA

Add or remove VAT at any rate.

Calcolatore IRPEF

Bracket-by-bracket tax on US federal income.

Calcolatore Imposta Plusvalenze

Short-term vs long-term capital gains tax with NIIT.

Calcolatore Stipendio

Convert salary across hourly, weekly, monthly, and annual.

Calcolatore Lordo-Netto

Net take-home pay after federal, state, FICA, and deductions.

Calcolatore Netto-Lordo

Required gross for a target take-home.

Calcolatore Aumento Stipendio

New salary, change, and 5-year earnings impact.

Calcolatore Ore Fatturabili

Utilization and revenue from billable vs total hours.

Calcolatore Tariffa 1,5x

Regular plus overtime pay at 1.5× or 2×.

Calcolatore Tasse Lotteria

Lump sum vs annuity after federal and state tax.

Calcolatore Sostenibilità Acquisto Casa

How much house you can afford under 28/36 DTI rules.

Ammortamento Mutuo

Monthly payment plus full amortization summary.

Rifinanziamento Mutuo

Monthly savings and break-even months from refinancing.

Calcolatore LTV

LTV ratio and PMI threshold.

Calcolatore PMI

Monthly PMI and the month it drops off.

Calcolatore Cap Rate

NOI ÷ property value.

Calcolatore Immobile in Affitto

Cash flow, cap rate, cash-on-cash return.

Calcolatore Affittare o Comprare

Net worth comparison over a horizon.

Calcolatore Spese di Chiusura

Buyer or seller closing cost range with line items.

Calcolatore Risparmio

Future savings balance with regular contributions.

Calcolatore Obiettivo di Risparmio

Monthly amount needed to hit a savings target by a date.

Calcolatore Fondo Emergenza

Target fund size from monthly essentials.

Calcolatore Prestito Auto

Vehicle financing monthly payment and true cost.

Calcolatore FIRE

Years to financial independence at a safe withdrawal rate.

Calcolatore Regola 50-30-20

Allocate take-home pay across needs, wants, and savings.

Calcolatore Snowball Debiti

Pay off smallest balances first; roll payments forward.

Calcolatore Avalanche Debiti

Pay off highest interest rate first — mathematically optimal.

Estinzione Carta di Credito

Months to pay off + total interest at a fixed payment.

Calcolatore Pensione

Nest egg target plus how long it lasts.

Calcolatore 401(k)

Future 401(k) balance including employer match.

Calcolatore Roth IRA

Compare tax-free Roth growth vs Traditional tax-deferred.

Calcolatore Prestito

Standard amortizing loan: payment, interest, total.

Calcolatore Ammortamento

Loan payoff with optional extra payments.

Calcolatore Prestito Studenti

Standard, extended, and income-driven plan comparison.

Rapporto Debito/Reddito

Front-end and back-end DTI ratios with lender thresholds.

Calcolatore Margine

Margin and markup from cost and selling price.

Calcolatore Ricarico

Selling price from cost + markup percentage.

Calcolatore Sconto Percentuale

Discount amount and final price.

Calcolatore Commissione

Commission earned on sales — flat or tiered.

Calcolatore Commissioni PayPal

Net amount received after PayPal fees.

Calcolatore Commissioni Etsy

Listing, transaction, and processing fees on an Etsy sale.

Calcolatore Amazon FBA

Referral + fulfillment fees on an Amazon FBA sale.

Calcolatore Commissioni Stripe

Net received after Stripe processing fees.

Calcolatore Profitto per Articolo

Net profit per sale after all costs and fees.

Calcolatore EBITDA

Earnings before interest, taxes, depreciation, and amortization.

Calcolatore Margine Lordo

Gross profit and margin from revenue and COGS.

Calcolatore Ammortamento

Straight-line, double-declining, or sum-of-years depreciation.

Calcolatore Capitale Circolante

Current assets minus current liabilities.

Calcolatore Rotazione Magazzino

COGS ÷ average inventory; days of inventory.

Calcolatore Costo Marginale

Cost of producing one additional unit.

Calcolatore EOQ

Optimal order size that minimizes inventory cost.

Elasticità Prezzo della Domanda

%ΔQ ÷ %ΔP — how sensitive demand is to price.

Calcolatore Flusso di Cassa Libero

FCF = operating cash flow − capital expenditures.

Calcolatore Crescita dei Ricavi

Period-over-period growth (QoQ, YoY, MoM).

Calcolatore Inflazione

Adjust a dollar amount across years using CPI.

Calcolatore PIL

GDP = C + I + G + (X − M).

Calcolatore Disoccupazione

Unemployed ÷ labor force × 100.

Calcolatore Inflazione IPC

Compute a CPI from basket costs, plus the period inflation rate.

Tasso di Crescita Composto

Annualized growth rate between two endpoints.

Calcolatore Moltiplicatore Monetario

1 ÷ reserve ratio — banking money creation.

Calcolatore Tasso di Interesse Reale

Fisher equation: real = (1+nominal)/(1+inflation) − 1.

Calcolatore Regola di Taylor

Suggested fed funds rate from inflation and output gap.

Calcolatore Dazi Trump

Tariff owed and consumer pass-through estimate.

Calcolatore EMI

Equated Monthly Installment for any loan.

Calcolatore SIP

Future value of a Systematic Investment Plan.

Calcolatore PPF

Maturity value of a Public Provident Fund account.

Calcolatore Tasse Regno Unito

Income tax, National Insurance, and net take-home for England/Wales/NI.

Imposta di Bollo UK

Stamp duty for first-time buyers, home movers, and additional properties.

Calcolatore Zakat

2.5% Zakat on zakatable wealth above nisab.

Tasso di Cambio Incrociato

Derive A/C from A/B and B/C rates.

Ritracciamento di Fibonacci

Standard Fibonacci support/resistance levels.

Calcolatore Disabilità VA

VA 'whole person' combined rating across multiple conditions.

Calcolatore NPS

Corpus, lump sum, and monthly pension at retirement.

Calcolatore RMD

Annual minimum withdrawal from IRA / 401(k).

Calcolatore Conta Denaro

Total cash from bill and coin denominations.