금융

사업자 대출 계산기

Estimate payments, total interest, and amortization for a business loan.

사업 가치 평가 계산기

Estimate business value via revenue multiple, EBITDA, book value, or DCF.

사업 예산 계산기

Roll up monthly income and expenses across categories.

인건비 계산기

Fully-loaded labor cost including benefits and payroll taxes.

맨아워 계산기

Total man-hours from workers × hours × days.

판매 수수료 계산기

Compute commission across flat, tiered, or base+commission structures.

번 레이트 계산기

Monthly burn and cash runway from expenses and revenue.

이탈률 계산기

Customer and revenue churn with average customer lifetime.

고객 획득 비용

CAC plus LTV:CAC ratio for unit-economics sanity.

전환율 계산기

Conversions ÷ visitors, with benchmarks and reverse mode.

이탈률 계산기

Single-page sessions ÷ total sessions.

CTR 계산기

Clicks ÷ impressions, with channel benchmarks.

CPM 계산기

Solve any of CPM, cost, or impressions given the others.

CPC/CPM 계산기

Clicks, impressions, and estimated conversions for an ad budget.

CPA 계산기

Ad spend ÷ conversions.

ROAS 계산기

Revenue ÷ ad spend, with break-even benchmark.

AdSense 계산기

Estimate AdSense earnings from pageviews, CTR, and CPC.

유튜브 수익 계산기

Estimate YouTube earnings from views and RPM.

웹사이트 광고 수익 계산기

Monthly ad revenue from pageviews, RPM by niche, and fill rate.

회수 기간 계산기

Years to recover an investment from cash inflows.

이직률 계산기

Employees lost ÷ employees at start.

이직률 계산기 (Turnover)

Separations ÷ average headcount, with replacement cost.

공헌 이익 계산기

Per-unit and total CM, with break-even units.

매출원가 계산기

Cost of goods sold from beginning + purchases − ending inventory.

평균 고정비

Total fixed costs spread over quantity produced.

FTE 계산기

Full-time equivalents from part-time hours.

FIFO 계산기

COGS and ending inventory under FIFO accounting.

GMROI 계산기

Gross margin return on inventory investment.

HHI 계산기

Herfindahl-Hirschman Index from up to 8 market shares.

창업 비용 계산기

One-time + ongoing × runway months.

직원 비용 계산기

Total annual employee cost: salary, benefits, payroll tax, overhead.

매출 런 레이트

Annualize revenue from a partial period.

시장 점유율 계산기

Company revenue ÷ total market size.

단가 계산기

Cost per unit, suggested retail, and bulk-discount table.

리드당 비용 계산기

Marketing spend ÷ leads, with channel benchmarks.

이메일 오픈율 계산기

Open rate, click rate, and CTOR with benchmarks.

브래드포드 팩터 계산기

HR absence-pattern score: S² × D.

컨설팅 수수료 계산기

Daily and hourly rate needed to hit a target take-home.

SaaS LTV 계산기

Lifetime value from ARPA, margin, and monthly churn.

SaaS 메트릭 계산기

Net MRR churn, NRR, ARPU, ARR — the core SaaS dashboard.

판매율 (Sell-Through)

Units sold ÷ units received.

인플루언서 요율 계산기

Estimate sponsored content rates by platform and following.

EVM 계산기

SV, CV, SPI, CPI, EAC from PV, EV, AC.

EMV 계산기

Probability-weighted decision outcomes across scenarios.

복리 계산기

Future value with compounding and optional regular contributions.

단리 계산기

Interest earned with no compounding, plus a compound comparison.

이자율 계산기

Solve for rate given principal, interest, and time.

투자 계산기

Lump sum + monthly contributions projected forward.

CAGR 계산기

Compound annual growth rate from beginning and ending values.

NPV 계산기

Net present value across up to 8 cash-flow years.

IRR 계산기

Internal rate of return via Newton-Raphson iteration.

현재 가치 계산기

Discount a future value back to today.

미래 가치 계산기

Grow a present amount forward, with or without contributions.

APY 계산기

Convert APR to APY at any compounding frequency.

APR 계산기

Back-solve APR from a loan amount, payment, and term.

수익률 계산기

Simple and annualized return with optional income.

복리 성장 계산기

Generalized compound growth for any metric (users, revenue, etc.).

연속 복리

A = P × eʳᵗ — the limit of frequent compounding.

DCF 계산기

Enterprise value from FCFs, terminal growth, and WACC.

할인율 계산기

Solve for the rate that bridges PV and FV.

EAR 계산기

Convert a nominal rate to EAR.

비용 비율 계산기

Dollar cost of fund fees over time.

보유 기간 수익률

Total return including income over a holding period.

기회비용 계산기

Difference in future value between two investment options.

양도성 예금 계산기

Maturity value of a CD with chosen APY and term.

72의 법칙 계산기

Doubling time from a rate, or required rate from a doubling time.

연환산 수익률

Convert a holding-period return to an annualized rate.

자산 가치 상승 계산기

Total and annual appreciation, with optional real-value adjustment.

베이시스 포인트 계산기

Convert between basis points and percentages.

샤프 비율 계산기

Risk-adjusted return: excess return ÷ standard deviation.

화폐의 시간 가치

Solve for PV, FV, rate, periods, or payment given the other four.

암호화폐 수익 계산기

Profit/loss including buy and sell fees.

비트코인 수익 계산기

Profit/loss for a Bitcoin trade with fees.

달러 비용 평균법

DCA outcomes at fixed or varying prices.

인플레이션 조정 수익률

Real (post-inflation) return using the Fisher equation.

포트폴리오 수익률 계산기

Weighted average return across up to 6 holdings.

DRIP 계산기

Project portfolio growth from dividend reinvestment.

주식 계산기

Profit, ROI, and break-even for a stock trade with commissions.

주식 평균 단가 계산기

Weighted average cost from up to 5 purchase lots.

주식 분할 계산기

New share count and adjusted price after a split.

배당 계산기

Annual dividend income (before and after tax) plus yield on cost.

배당 수익률 계산기

Yield = annual dividend ÷ price, with optional forward yield.

배당 성향

Dividends ÷ earnings — sustainability check.

EPS 계산기

Basic and diluted earnings per share.

PER 계산기

Price-to-earnings ratio with earnings yield.

시가총액 계산기

Shares × price, with size classification.

CAPM 계산기

Required return from risk-free rate, beta, and market return.

WACC 계산기

Weighted average cost of capital from equity, debt, and tax rate.

ROE 계산기

Net income ÷ equity, with optional DuPont breakdown.

ROA 계산기

Net income ÷ total assets.

그레이엄 수 계산기

Benjamin Graham's fair-value estimate for a defensive investor.

내재 가치 계산기

Fair-value estimates via DDM, Graham, or P/E methods.

채권 가격 계산기

Price = PV of coupons + PV of face value.

채권 수익률 계산기

YTM and current yield from price, face, coupon, and maturity.

채권 만기 수익률 계산기

Yield to maturity and yield to call.

쿠폰 이율 계산기

Coupon rate from annual payment and face value.

부채비율 계산기

Total liabilities ÷ shareholders' equity.

이자보상배율

EBIT ÷ interest expense.

당좌비율 계산기

Liquid assets ÷ current liabilities.

블랙-숄즈 계산기

Call/put prices and Greeks for European options.

콜 옵션 계산기

Break-even and payoff for a long call at various stock prices.

마진콜 계산기

Price at which a maintenance margin call is triggered.

판매세 계산기

Add tax to a price or remove it from a tax-inclusive total.

부가가치세 계산기

Add or remove VAT at any rate.

소득세 계산기

Bracket-by-bracket tax on US federal income.

자본 이득세 계산기

Short-term vs long-term capital gains tax with NIIT.

급여 계산기

Convert salary across hourly, weekly, monthly, and annual.

세전에서 세후 계산기

Net take-home pay after federal, state, FICA, and deductions.

세후에서 세전 계산기

Required gross for a target take-home.

급여 인상 계산기

New salary, change, and 5-year earnings impact.

청구 가능 시간 계산기

Utilization and revenue from billable vs total hours.

1.5배 시간 계산기

Regular plus overtime pay at 1.5× or 2×.

복권 세금 계산기

Lump sum vs annuity after federal and state tax.

주택 구매 능력 계산기

How much house you can afford under 28/36 DTI rules.

주택담보대출 상환

Monthly payment plus full amortization summary.

주택담보대출 재융자

Monthly savings and break-even months from refinancing.

LTV 계산기

LTV ratio and PMI threshold.

PMI 계산기

Monthly PMI and the month it drops off.

캡 레이트 계산기

NOI ÷ property value.

임대 부동산 계산기

Cash flow, cap rate, cash-on-cash return.

전세 vs 매매 계산기

Net worth comparison over a horizon.

클로징 비용 계산기

Buyer or seller closing cost range with line items.

저축 계산기

Future savings balance with regular contributions.

저축 목표 계산기

Monthly amount needed to hit a savings target by a date.

비상금 계산기

Target fund size from monthly essentials.

자동차 대출 계산기

Vehicle financing monthly payment and true cost.

FIRE 계산기

Years to financial independence at a safe withdrawal rate.

50-30-20 법칙 계산기

Allocate take-home pay across needs, wants, and savings.

부채 눈덩이 계산기

Pay off smallest balances first; roll payments forward.

부채 눈사태 계산기

Pay off highest interest rate first — mathematically optimal.

신용카드 상환

Months to pay off + total interest at a fixed payment.

은퇴 계산기

Nest egg target plus how long it lasts.

401(k) 계산기

Future 401(k) balance including employer match.

Roth IRA 계산기

Compare tax-free Roth growth vs Traditional tax-deferred.

대출 계산기

Standard amortizing loan: payment, interest, total.

상각 계산기

Loan payoff with optional extra payments.

학자금 대출 계산기

Standard, extended, and income-driven plan comparison.

총부채상환비율

Front-end and back-end DTI ratios with lender thresholds.

마진 계산기

Margin and markup from cost and selling price.

마크업 계산기

Selling price from cost + markup percentage.

할인율 계산기

Discount amount and final price.

수수료 계산기

Commission earned on sales — flat or tiered.

PayPal 수수료 계산기

Net amount received after PayPal fees.

Etsy 수수료 계산기

Listing, transaction, and processing fees on an Etsy sale.

Amazon FBA 계산기

Referral + fulfillment fees on an Amazon FBA sale.

Stripe 수수료 계산기

Net received after Stripe processing fees.

상품당 수익 계산기

Net profit per sale after all costs and fees.

EBITDA 계산기

Earnings before interest, taxes, depreciation, and amortization.

매출 총이익률 계산기

Gross profit and margin from revenue and COGS.

감가상각 계산기

Straight-line, double-declining, or sum-of-years depreciation.

운전자본 계산기

Current assets minus current liabilities.

재고 회전율 계산기

COGS ÷ average inventory; days of inventory.

한계비용 계산기

Cost of producing one additional unit.

EOQ 계산기

Optimal order size that minimizes inventory cost.

수요의 가격탄력성

%ΔQ ÷ %ΔP — how sensitive demand is to price.

잉여 현금 흐름 계산기

FCF = operating cash flow − capital expenditures.

매출 성장률 계산기

Period-over-period growth (QoQ, YoY, MoM).

인플레이션 계산기

Adjust a dollar amount across years using CPI.

GDP 계산기

GDP = C + I + G + (X − M).

실업률 계산기

Unemployed ÷ labor force × 100.

CPI 인플레이션 계산기

Compute a CPI from basket costs, plus the period inflation rate.

복합 성장률

Annualized growth rate between two endpoints.

통화승수 계산기

1 ÷ reserve ratio — banking money creation.

실질 이자율 계산기

Fisher equation: real = (1+nominal)/(1+inflation) − 1.

테일러 준칙 계산기

Suggested fed funds rate from inflation and output gap.

트럼프 관세 계산기

Tariff owed and consumer pass-through estimate.

EMI 계산기

Equated Monthly Installment for any loan.

SIP 계산기

Future value of a Systematic Investment Plan.

PPF 계산기

Maturity value of a Public Provident Fund account.

영국 세금 계산기

Income tax, National Insurance, and net take-home for England/Wales/NI.

영국 인지세

Stamp duty for first-time buyers, home movers, and additional properties.

자카트 계산기

2.5% Zakat on zakatable wealth above nisab.

교차 환율

Derive A/C from A/B and B/C rates.

피보나치 되돌림

Standard Fibonacci support/resistance levels.

VA 장애 계산기

VA 'whole person' combined rating across multiple conditions.

NPS 계산기

Corpus, lump sum, and monthly pension at retirement.

RMD 계산기

Annual minimum withdrawal from IRA / 401(k).

돈 세기 계산기

Total cash from bill and coin denominations.